Liability coverage Archives - Wise Insurance Group

Texas Condo Insurance Coverage

Last week’s post, An Introduction to Condo Insurance (see https://wiseinsurancegroup.com/an-overview-of-texas-condo-insurance/) addressed how to determine the amount of condo insurance needed and what it covers. There’s more to a condo policy, however, than covering the finish out of the home and your personal property or contents. There are other coverage items to consider including personal liability, medical coverage, deductibles, and home owner’s assessment.

Commercial Insurance and Excess Liability Coverage

I’ve been thinking a lot about ice cream lately, specifically Blue Bell ice cream. They’ve been in the news a lot since listeria bacteria was discovered in some of their ice cream products. Officials believe that Blue Bell ice cream contaminated with listeria is responsible for the deaths of 3 people in Kansas in the past year.

Texas Car Insurance and Liability Coverage

Most Texas car insurance policies may contain up to 7 sections within them. The first section forms the foundation coverage for our car insurance. In fact, it is the only section the state of Texas requires policy holders to carry, and that’s liability coverage.

More Home Insurance Options

No home policy covers everything, so options allow people to tailor their policy to meet their specific needs by adding the coverage they need, but not paying for coverage they don’t need. Here are 5 more options worth knowing about.

Why Should You Have an Insurance Review?

When was the last time you thought about your insurance? Any kind? Most people don’t think about insurance, whether car, home, or business, except at different times including the purchase of a new car or adding a teen driver, buying a home, when a baby arrives, or when starting or growing a business. Some people may think about their insurance when it renews, and everyone thinks about it if when they have a claim.

Home Insurance and Liability Coverage

Texas home insurance policies, like policies in most other states, are divided into sections. The first section outlines the core property coverage, which I introduced last week (see http://50.87.248.161/~wiseinsu/home-insurance-core-property-coverage/). The second section outlines the policy’s liability coverage which is designed to protect the homeowner financially if something happens in the home or on the property.

End of Year Insurance Review

This sparked my thinking about what advice I’d give on the insurance side of personal finances to help you confirm you’re adequately covered and hopefully pay less than you did this year! So get out your policies, flip to the declaration pages, and let’s see what we can do in 30 minutes or less!

Why You Need Renters Insurance

Why does anyone who rent’s an apartment condo, or single family home need renters insurance? Aside from many apartment complexes or landlords requiring it, renters insurance protects the renter from financial loss when something happens such as a fire, water leak, or theft.

BFF Wrecks Your Car. Who’s Car Insurance Pays?

You and three of your best friends are headed to the Texas Hill country for a weekend to get away and catch up with each other. You’ve been looking forward to it for weeks! It’s been a very long week with late nights to wrap up a project before heading out of town and you’re tired. You ask one of your friends to drive your car while you rest. They accidentally clip another car while passing. No one got hurt, but it’s your friend’s fault and your car.

Rental Property Insurance Coverage

Last week we introduced the three types of rental property insurance policies; fire, Dwelling Policy Form 1, and Dwelling Policy Form 3 (see http://50.87.248.161/~wiseinsu/3-types-rental-property-insurance-policies/). I’d like to build on that in this week’s post with a look at the coverage that should be on a Form 3 Dwelling Policy in order to provide the best coverage for the property owner.

Tag: Liability coverage

Texas Condo Insurance Coverage

Commercial Insurance and Excess Liability Coverage

Texas Car Insurance and Liability Coverage

More Home Insurance Options

Why Should You Have an Insurance Review?

Home Insurance and Liability Coverage

End of Year Insurance Review

Why You Need Renters Insurance

BFF Wrecks Your Car. Who’s Car Insurance Pays?

Rental Property Insurance Coverage

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