insurance agents Dallas TX Archives

Home Insurance and Soil Movement

There are 20 homes in Carrollton, Texas on Barclay Drive which back up to Dudley Branch Creek. The retaining wall behind the homes is failing causing the lots to sink as the soil begins to move downhill toward the creek. Some of the residents have filed a lawsuit against the city of Carrollton saying it’s responsible for repairing the retaining wall while the city contends it’s the homeowners’ responsibility to repair the wall. The estimated cost to repair the wall is $3 million. Home insurance won’t help the homeowners either.

Car Insurance and Hit or Miss an Animal?

I’ve never hit a deer or other large animal, but I have come close, usually when heading out to or home from a backpacking trip. I’ve seen them walk in front of an oncoming car and just miss getting hit. Luckily for the drivers of the car, and the deer, they were able stop the car or SUV safely without a loss of control and give the deer another day. Not everyone is so fortunate, as the amount car insurance companies and the Federal Highway Administration reports.

Texas Home Insurance vs These 10 States

For the last 10 years, Texans have had the ignominious distinction of paying the highest or second highest home insurance rates in the nation. This year, we caught a break and are currently number three with an average annual premium of $1,625. Florida beat us out to take the top spot with an average annual premium of $1,991 followed by Louisiana with an average annual premium of $1,722 according to Value Penguin for 2015. Rounding out the top five were Mississippi ($1,451 a year) and Oklahoma ($1,428 a year).

Car Insurance and Car Use Types

I recently had a conversation with one of our Dallas client’s regarding her car insurance renewal. She’s in sales and I wanted to confirm if we had her driving type classified correctly. I asked if she commuted to an office and whether or not she met with clients and prospective clients in their office. It turns out she does, and she’s involved in outside meetings almost as much as she’s in the office.

More Home Insurance Options

No home policy covers everything, so options allow people to tailor their policy to meet their specific needs by adding the coverage they need, but not paying for coverage they don’t need. Here are 5 more options worth knowing about.

Life Insurance, E-Cigarettes, and Vaporizers

I met with a new client in the Carrollton area two weeks ago to complete setting up her car insurance. Once that was done, she wanted to discuss life insurance. She has a term policy which is beyond the 10 year term it was written under resulting in annual rate increases. She wanted to know what her options are.

Car Insurance Companies Want to Monitor Your Driving

I helped a new Dallas client with her car insurance this week. We were able to save her $300 a year over what she’s paying now and give her better coverage. One of the ways we added coverage and kept the price lower is by offering her a discount for agreeing to let the new car insurance company monitor her driving for up to 4 months.

Home Insurance and Liability Coverage

Texas home insurance policies, like policies in most other states, are divided into sections. The first section outlines the core property coverage, which I introduced last week (see http://50.87.248.161/~wiseinsu/home-insurance-core-property-coverage/). The second section outlines the policy’s liability coverage which is designed to protect the homeowner financially if something happens in the home or on the property.

Car Weight, CAFÉ Standards, and Car Insurance

Have you heard about the new Ford F-150? It would be hard to miss the press on its predominate aluminum body. Ford shaved 700 pounds off last year’s model by switching from steel to aluminum for 97% of the outside of the truck’s body. Doing so helped improve theF-150’s fuel economy from 5% to 29% depending on which engine is installed.

Earthquakes in Texas and Home Insurance

Thirteen earthquakes struck north Texas in a 24 hour period last week hitting near the former site of Texas stadium in Irving. North Texans began asking, “Where were you when the quakes struck?” The top three quakes measured 3.1, 3.5, and 3.6 on the Richter scale, with the remaining tremors measuring between 1.6 and 2.9. Many north Texans were shaken up. Calls began to pour in to city offices, fire and police departments, as well as offices of homeowners’ insurance agents.

Tag: insurance agents Dallas TX

Home Insurance and Soil Movement

Car Insurance and Hit or Miss an Animal?

Texas Home Insurance vs These 10 States

Car Insurance and Car Use Types

More Home Insurance Options

Life Insurance, E-Cigarettes, and Vaporizers

Home Insurance and Liability Coverage

Car Weight, CAFÉ Standards, and Car Insurance

Earthquakes in Texas and Home Insurance

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Professional Liability

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