Garland car insurance Archives - Page 3 of 22

Flood Coverage and Car Insurance

Hurricane Harvey made landfall in Corpus Christi nearly two weeks ago then moved eastward along the Texas coast where it stalled over Houston for several days before moving on to Louisiana and off to the northeast. A one-thousand-year flood resulted from the trillions of gallons of water that fell along the Texas coast, enough to depress the earth’s crust by 2 centimeters. The estimate on the number of cars destroyed by Harvey ranges between 500,000 and 1,000,000. Let’s examine what kind of car insurance covers your car from flood damage.

Car Insurance Topics for College Students

There are a couple of car insurance related topics every parent of a college student should discuss with their son or daughter before they head off to school. Both have a financial impact on the family’s car insurance rate. The biggest one is allowing a friend or roommate to drive their car or truck if they take one to school. The other one relates to grades. Let’s review this issue and ways to lower your car insurance rate.

Can You Really Get Car Insurance for $25 a Month?

My office is in east Dallas one of the melting pot areas of the metroplex. Across the street on both corners are two insurance agencies which advertise car insurance for as little as $25 to $30 a month. You may wonder if it’s a sweetheart deal that no one really gets, so I thought I’d answer the question in this post which wraps up a look at liability oriented car insurance. The answer is yes, no, and what are truly getting or giving up!

When to Drop Full Coverage on Your Car Insurance

I’ve had a couple of conversations over the past two weeks on the topic of when to drop, or not even start with, full coverage car insurance (for more on what is full coverage car insurance vs liability only coverage, see last week’s post https://wiseinsurancegroup.com/full-coverage-vs-liability-car-insurance/). Some believe in dropping full coverage when the vehicle’s loan is paid off while others use the car’s age to make that decision. Let’s look at these two criteria, as well as one more.

Full Coverage vs Liability Only Car Insurance

Some people comparing car insurance cost will request a liability only policy while others request a quote for full coverage car insurance. Most people have a general idea what they are requesting when asking for one or the other, but they may not understand this can be written several ways. Let’s contrast the two and look at how both can be written.

Car Insurance for Kit Cars

Do you get weak in the knees looking at pictures of a Shelby Cobra, an Ultima Evolution, Catarham Seven or a Kirkham 289 Coupe? Do you dream of a Lister Bell STR, the Lamborghini Diablo, or the Ford GT40? You may not be able to afford the real thing, which can cost hundreds of thousands of dollars, or more, but there is a way to come close with a kit car. There are some amazing car kits with nice engines and the perks of our current vehicles for those who are interested. The issue I’d like to address is what kind of car insurance does a kit car need?

Car Insurance and Which Car Teen Drivers Are Rated On

A client called me last week who was surprised at the increase of adding his youngest son with a brand-new driver’s license to the family car insurance policy. I’m reviewing his options, but thought this was a great example of how car insurance companies take different approaches concerning vehicle assignment when adding a teen driver. These differences can result in some very surprising rates, especially if the new driver will be sharing one of the family cars!

Teens, Car Insurance, and Two Questions

I’ve talked with two clients in the past week. Both are parents of teens who are about to start driving. One client has a teen son that’s about to get their learner’s permit while the other has a son who’s about to get their license. Both had two questions related to their car insurance.

Car Insurance, Rental Cars, and International Travel

A client called me last week to discuss a question about her car insurance. She’s taking a vacation with two friends in May and will head for Europe for a couple of weeks. They’ll travel through Italy, France, head up to Switzerland, and then back to Italy before returning home. They will rent a car for part of the trip and she wanted to know if her car insurance covers a rental car in Europe.

Should You Exclude Drivers from Your Car Insurance?

One of the questions the parents have asked is should they remove that son or daughter from their car insurance policy and require them to get their own insurance? While this action may lower the cost of car insurance for the parents, I usually don’t advise parents do this for three reasons; parental liability, denied claims, and expense.

Tag: Garland car insurance

Flood Coverage and Car Insurance

Car Insurance Topics for College Students

Can You Really Get Car Insurance for $25 a Month?

When to Drop Full Coverage on Your Car Insurance

Full Coverage vs Liability Only Car Insurance

Car Insurance for Kit Cars

Car Insurance and Which Car Teen Drivers Are Rated On

Teens, Car Insurance, and Two Questions

Car Insurance, Rental Cars, and International Travel

Should You Exclude Drivers from Your Car Insurance?

Personal

Life

Business

Professional Liability

Follow Us

Newsletter