You’re driving along with the flow of traffic on LBJ Freeway in Dallas and it suddenly stops. You breathe a sigh of relief because you stopped in time and didn’t hit the person in front of you. To your dismay the next sound you hear is the screeching of tires behind you followed by the bang of the impact as you’re rear ended and pushed into the car you avoided hitting.
The 2013 Texas Legislature passed two insurance related bills last week. One makes your life easier, and the other one protects you when you talk with your insurance company. The bills the Legislature passed address…
There are a number of factors that impact what you pay for car insurance, not all of which are related to your driving record or the car you drive. Last week I introduced 8 car insurance discounts you need to know about (http://bit.ly/YHt1kA). There are 4 more factors that help you save money on car insurance. They aren’t all discount related but they can help you hold on to more of that hard earned money!
On December 18th of last year, a New York arbitrator ordered Ex-Miss Pennsylvania Sheena Monnin to pay $5 million in damages to Donald Trump who owns the Miss Universe Organization which includes the Miss USA pageant. Earlier in the year, Trump sued Ms. Monnin for defamation on behalf of the Miss Universe Organization after she claimed the Miss USA pageant outcome was rigged on both Facebook and NBC’s “Today” show.
Everyone I talk with about car insurance is l looking to pay less whether they are reviewing their renewal notice or shopping for a new policy. With that in mind, here is a smorgasbord of discounts that will help you keep some of your hard earned money.
?There are several insurance related bills before the 2013 Texas Legislative session covering a broad spectrum of issues. There are also a few that aren’t really related to insurance but I’ve included them either because I’ve blogged on them last year or they are related to our overall safety and privacy.
According to government statistics, 228 people of all ages die every year in backover accidents involving passenger vehicles. 44% of these victims are under the age of 5 and they are usually killed by either one of their parents or another close relative.
Every year, I like to review the current state of personal insurance for Texas. Personal insurance is what most individuals and families concern themselves with. It includes car, home (condo & town homes), renters, and umbrella insurance policies. The goal is to help most people keep their finger on the pulse of what’s happening. An informed consumer is a powerful force!
I’ve worked with several people over the past few days quoting their car insurance. Ultimately we’re hoping to provide equal or better coverage for them for less money than they’re currently paying. I’ve been able to save several of them anywhere from $100 to $1,000 a year. There were two we couldn’t help. For them, it would have cost them more to have me write their car insurance than to stay with their current insurance company. I told them to stay with their current insurance company. The reason was ticket activity.
?Texas funds two insurance related agencies through our property taxes and other taxes that are levied on individuals and businesses; The Texas Department of Insurance and The Texas Office of Public Insurance Counsel. The roles of these two agencies differ in some key areas and converge where most Texans are concerned.
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