Autonomous or driverless, cars have been in the news a lot in the past few weeks. General Motors CEO Mary Barra announced in early September Cadillac will introduce a model in 2016 which will be equipped with its Super Cruise technology. Super Cruise provides, at least initially, the ability for the car to drive itself on the freeway by handling the duties of accelerating, braking, and steering the car.
Yahoo posted an article by Popular Mechanics on Monday which listed 6 futuristic safety technologies arriving now on some 2015 models. It’s an impressive list that provides us with insight into where car technology is headed as car manufacturers seek to make safer vehicles.
I talked with a prospective client last week. We’d worked together in the past and he wanted to see if I could help him lower what he was paying for all his insurance policies. We reviewed his current coverage on his car and home insurance, as well as his umbrella policy and I prepared quotes on each of them for us to discuss. As it turned out, the auto quote I presented him was about $1,000 lower than his current rate, and the umbrella was about the same as what he was currently paying. The issue was he had a lower rate on the home and he wasn’t sure what to do.
Last year, I wrote a post, Insurance Apps & Insurer’s Use of Your Questions (see http://50.87.248.161/~wiseinsu/insurance-apps-insurers-use-of-your-questions/) where I outlined two insurance related bills the Texas Legislature passed. One bill allows Texas drivers to carry proof of insurance on their smart phone, the other bill barred insurance companies from using customer inquiries to cancel or non-renew, or to increase their premiums.
I was reviewing a car insurance quote with a prospective client the other day. She and her husband are buying a new home and wanted to review their car insurance to see if they could save money on that as well. We were in the midst of discussing liability coverage when she asked me to explain the difference between split limits and combined single limits as she’d heard someone mention this to her.
On a day with a clear blue sky dotted with the occasional puffy white cloud, Sheri and I hoisted our backpacks and headed up the Four Pass Loop Trail in Colorado. We love backpacking, and this trip promised to be enjoyable and a little challenging, while providing a week’s escape from the August heat in Dallas.
If you live in Texas and are even a little curious as to which county leads the state with the highest number of uninsured drivers, here’s your answer. Dallas County continues to be number 1 in this inauspicious category as it has for at least the last 3 years.
School supplies are out in force at Wal-Mart, Target, and office supply stores across the Dallas / Fort Worth area. That means it’s almost time for our kids to return to the classroom. Schools start over the next two weeks and the familiar flashing light marking school zones will renew its warning and traffic will be interspersed with school buses for each of the independent school districts. It’s time to revisit Texas laws concerning both school zones and driving around buses.
If you have a son or daughter heading off to college, you’re in the midst of getting everything together, packed, and ready to either take them to school or preparing them to head off on their own. As busy are you may be right now, there are a couple of car insurance related topics that are worth taking a few moments to examine as a parent, and to talk about with your son or daughter before they step onto campus.
No one wants to pay more for their car insurance than needed. This is why many people volunteer their cars have such features as anti-lock brakes, a security system, air bags, etc. With that in mind, here are 10 discounts to be aware of that may add up to some nice savings on your car insurance!
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