Memorial Day weekend is here signaling summer’s almost here! Kids everywhere are counting the days until the end of the school year while planning what they’ll do over the summer.
Two weeks ago, I was driving Sheri to work and we were involved in a car accident. The rain was coming down softly and we were talking about our plans for the day and that evening. I turned off our street, onto a larger street in east Dallas. I passed by the neighborhood 7-11 and the day care center while in the middle lane. A Cadillac Escalade was to my left waiting for oncoming traffic to turn onto a side street.
Christmas will arrive in a few days. The phone is a little quieter and there aren’t as many emails as clients, friends, and business associates prepare for Christmas. Sheri and I attended our last holiday party Sunday and we’re now finalizing our preparations to spend time with our kids and 7 grandchildren. It promises to be a wonderfully noisy time filled with plenty of hugs, laughter, stories, gifts, and too much food.
I admit it; I’ve always had a little bit of jealousy for anyone who rode on a motorcycle. It didn’t matter if it was a sport bike, cruiser, or off road bike. One of my favorite sounds is the low throb of a V-Twin idling. It’s music to my ears! In the next few years, I’ll take the plunge, take the rider safety class, and buy a bike, but until then, I’ll satisfy that urge helping people with their motorcycle insurance.
Last week’s post, An Introduction to Condo Insurance (see https://wiseinsurancegroup.com/an-overview-of-texas-condo-insurance/) addressed how to determine the amount of condo insurance needed and what it covers. There’s more to a condo policy, however, than covering the finish out of the home and your personal property or contents. There are other coverage items to consider including personal liability, medical coverage, deductibles, and home owner’s assessment.
Drone, or unmanned aerial vehicles (UAV) have made a huge splash in the news over the last year. Amazon has discussed using them for local delivery, one landed on the White House lawn, as well as, their war time use in the Middle East. The commercial uses for drones are seem almost endless as people imagine how they can be utilized. Hollywood has won approval to use them for filming movies, farmers believe they can be used to check on crops, as well as administer fertilizer and insecticides more efficiently and utility companies want to use them to check power lines. Insurance companies are planning to use drones in disaster response situations.
A client called me last month to discuss an accident he’d had and filing a car insurance claim. He’d backed into an object visiting a family member on a trip and damaged the bumper and one of the brake light kits on his car. I provided him with the information he needed to initiate the claim and transferred him to the claims department with his car insurance company.
I wrote a condo insurance policy last week for a new client. He’d started out with an offer for a single family home in the Dallas area which fell apart after the home didn’t appraise for the amount he offered. As he thought through what he desired in his next home, he decided to look at condos in the area. It turns out, he found the perfect home, but since it was the first condo he’s ever purchased, he had a lot of questions about condo insurance.
I work with several builders in the Dallas area of differing sizes. Some remodel homes, some build new and custom homes, while others finish out commercial office space. Regardless of the differences in the work they do, they all share several things in common when it comes to their commercial insurance.
One of the questions testers, legislators, and even insurance companies are asking is who or what is at fault when a self-driving car crashes? Will it be the other driver, the autonomous car, or some combination? In addition, what testing procedures will the automaker need to follow when testing the vehicle, and whose insurance covers an accident if the self-driving technology is to blame for the accident?
Subscribe to my newsletter by filling the form below.
A confirmation email will be sent to your mailbox: please read the instructions to complete the subscription.
