Carrollton commercial insurance Archives

Drone Insurance

Drone, or unmanned aerial vehicles (UAV) have made a huge splash in the news over the last year. Amazon has discussed using them for local delivery, one landed on the White House lawn, as well as, their war time use in the Middle East. The commercial uses for drones are seem almost endless as people imagine how they can be utilized. Hollywood has won approval to use them for filming movies, farmers believe they can be used to check on crops, as well as administer fertilizer and insecticides more efficiently and utility companies want to use them to check power lines. Insurance companies are planning to use drones in disaster response situations.

Commercial Insurance for Builders and Trades

I work with several builders in the Dallas area of differing sizes. Some remodel homes, some build new and custom homes, while others finish out commercial office space. Regardless of the differences in the work they do, they all share several things in common when it comes to their commercial insurance.

Cyber Liability Insurance and Sony’s Lawsuit

Before the data breaches at Anthem, Home Depot, Neiman Marcus, and Target, there was Sony. In 2011, the Sony Playstation Network was hacked resulting in the theft of customer data. Sony pushed to have their insurer, Zurich, cover the losses resulting from the data breach, but Zurich denied the claim. Sony had a general liability policy, but not a cyber liability policy with Zurich.

Dallas Commercial Property Taxes Increase

Last week, I wrote a post about Dallas area homeowners receiving notices from the mortgage companies regarding their monthly mortgage payments are increasing. This is due to their home insurance rate increasing, or an increase in property taxes, or some combination of both (see https://wiseinsurancegroup.com/home-insurance-property-taxes-and-escrow-accounts/). It turns out they aren’t the only ones receiving these notes!

Why Should You Have an Insurance Review?

When was the last time you thought about your insurance? Any kind? Most people don’t think about insurance, whether car, home, or business, except at different times including the purchase of a new car or adding a teen driver, buying a home, when a baby arrives, or when starting or growing a business. Some people may think about their insurance when it renews, and everyone thinks about it if when they have a claim.

The Horse Park and Commercial Insurance

Last fall, Dallas was set to open a horse park near the Great Trinity Forest in southeast Dallas. The opening was delayed partly due to

Net Neutrality, Politics, and Small Business

On November 14 of last year, I wrote a blog post on why small businesses should care about net neutrality (see http://50.87.248.161/~wiseinsu/why-small-businesses-should-care-about-net-neutrality/). I wanted to revisit it because of a Wall Street Journal article posted on Monday, January 5th which stated Republicans in Congress are working on plans to fight the FCC’s rules on net neutrality. The FCC had to revisit the work they were doing on net neutrality after President Obama made a speech calling for a free and open internet available to all.

What Additional Insureds are and Why They Matter

I’ve been working with two general contractors this week. One is a custom home builder and remodeler in Dallas, and the other is a roofing company in Frisco. Both are getting general liability policies with a blanket coverage option for additional insured’s, and both wanted to understand what an additional insured is and why it matters to them.

Commercial Insurance and Business Interruption Coverage

Hurricane Dolly struck South Padre Island on July 23, 2008 with winds near 100 miles per hour, a four foot storm surge, and 12 to 15 inches of rain. Damage to structures on the Island and in Port Isabel, across the bridge on the Texas mainland, was pretty moderate and consisted of mostly damage to roofs. Power was knocked out to most residents and businesses for one to two weeks. Anything perishable, whether in a business or home spoiled.

Do You Have a Data Breach Response Plan?

Businesses have all kinds of plans; marketing plans, strategic plans, safety plans, sales plans, production plans, staffing plans, and even cash management plans. But do you have a data breach plan? If we’ve learned anything over the past 7 months, data breaches do occur, and they seem to be occurring at a faster rate than ever before.

Tag: Carrollton commercial insurance

Drone Insurance

Commercial Insurance for Builders and Trades

Cyber Liability Insurance and Sony’s Lawsuit

Dallas Commercial Property Taxes Increase

Why Should You Have an Insurance Review?

The Horse Park and Commercial Insurance

Net Neutrality, Politics, and Small Business

What Additional Insureds are and Why They Matter

Commercial Insurance and Business Interruption Coverage

Do You Have a Data Breach Response Plan?

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