One of the questions the parents have asked is should they remove that son or daughter from their car insurance policy and require them to get their own insurance? While this action may lower the cost of car insurance for the parents, I usually don’t advise parents do this for three reasons; parental liability, denied claims, and expense.
A client called me last month to discuss an accident he’d had and filing a car insurance claim. He’d backed into an object visiting a family member on a trip and damaged the bumper and one of the brake light kits on his car. I provided him with the information he needed to initiate the claim and transferred him to the claims department with his car insurance company.
One of the questions testers, legislators, and even insurance companies are asking is who or what is at fault when a self-driving car crashes? Will it be the other driver, the autonomous car, or some combination? In addition, what testing procedures will the automaker need to follow when testing the vehicle, and whose insurance covers an accident if the self-driving technology is to blame for the accident?
The gavel has sounded and the 84th session of the Texas Legislature has come to a close. All bills approved by both houses of the legislature have been presented to Governor Abbott and will either be signed into law or vetoed. I had high hopes for several driver and car insurance related bills that were introduced this session, however it appears none will be passed. Here’s a rundown on what was introduced but didn’t make it to Governor Abbott.
When it comes to a Texas car insurance policy, everything other than liability coverage is considered optional coverage, however, most people don’t think that way. With that in mine, last week, I outlined four car insurance options worth considering (see https://wiseinsurancegroup.com/texas-car-insurance-options-part-1/). Here are four more that may be of interest to you.
Life is full of options, and the same is true of a Texas car insurance policy. Frankly, everything other than liability coverage is optional, however, insurance companies offer a number of options worth considering beyond uninsured motorist coverage, comprehensive and collision coverage, and medical coverage. Here are 4 options worth knowing about.
Over the last few weeks we’ve looked at three types of coverage available, whether required or optional, on any Texas car insurance policy. These include liability coverage, uninsured motorist coverage, and the three most common types of deductibles. The next coverage available to Texas drivers provides for medical care and support services.
How many deductibles does your Texas car insurance policy have? That depends on the coverage you selected when you purchased your policy. There are up to three deductible types available on most Texas policies including comprehensive, collision, and uninsured motorist. Before outlining each one, let’s first examine what a deductible is.
One of my clients called me a couple of weeks ago. She’d stopped at a red light waiting with cars in front of her and behind her for the light to change. She heard a horrible noise behind her.
Most Texas car insurance policies may contain up to 7 sections within them. The first section forms the foundation coverage for our car insurance. In fact, it is the only section the state of Texas requires policy holders to carry, and that’s liability coverage.
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