Blog

Is the Affordable Care Act Working?

The Affordable Care Act, or Obamacare if you choose, is entering its fourth year. After watching it for the past three years, I believe it’s time to ask whether its working or not, is it a success, and has it provided affordable health insurance and healthcare as promised?

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Home Insurance and Changing Coverage

Does your home insurance policy ever change? Many people may be inclined to think policies don’t change, but they do. In fact, home insurance policies change all the time. Coverage is added or removed and underwriters determine that something isn’t a risk or is a huge risk much more frequently than you know.

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Health Insurance Exchange Plans for 2017

Health insurance for Texans is becoming increasingly expensive and has fewer options for participating doctors and hospitals. It may also require more out of pocket than it did in 2016. I know. I received my renewal packet and my rate starting in December will be 29% higher than what I’m paying now. The exchange opens on Tuesday, November 1st so here’s an overview of what’s coming

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Flood Insurance versus Federal Disaster Assistance

In August a slow moving unnamed storm system settled over Louisiana dumping up to 31.39 inches of rain over 72 hours resulting in a 1,000 year rain. Massive flooding occurred affecting 188,729 homes and 507,495 people, of which 60,000 were damaged by flood waters. It’s estimated that 78% of the homes damaged by flood waters did not have flood insurance.

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Federal Regulations Released for Autonomous Cars

On September 20th, the U.S. Department of Transportation announced 15 safety guidelines for autonomous vehicles. The purpose of the guidelines is to provide guidance for traditional automakers and companies such as Uber, Google, and Tesla as they move toward releasing driverless vehicles. Here’s a synopsis of the 15 guidelines as written by Cecilia Kang for the New York Times.

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